FAQ
What services do you provide clients?
Comprehensive planning and design of retirement plans for individuals and businesses. This may include investment management, purchase of insurance, and tax planning.
Are you a fiduciary?
Yes. We advise you with your best interest in mind.
How are you compensated?
Clients can engage with us in several different ways.
- Investment management (% of assets actively managed - plan design is included - fee may include other planning services).
- Flat fee for upfront planning (Usually $2500, higher for complex plans).
- Commissions for brokerage, financial and insurance products.
Where would my money be held?
We do not hold client's assets. Our primary custodian is BNY Mellon - Pershing. We can also custody at Schwab and Fidelity. Insurance and annuity assets are held at the insurance company.
Who manages the day to day buying and selling of securities in my account?
Our role and responsibility is as a consultant, working to vette and monitor the third party managers that are placing trades and investing your money.
How We Work
We aim to understand your unique circumstances, uncover the biggest issues to resolve, and assess your comfort level with risk. Building long-lasting relationships based on open and honest communication is at the heart of our success.
Our Three Step Process
STEP
1
Assess
We’ll begin by reviewing your financial documents, risk tolerance, and objectives.
STEP
2
Strategize
We will present unique financial strategies designed to match your investor profile.
STEP
3
Implement
Life changes? Market volatility? We’ll keep your financial objectives on track every step of the way.