Broker Check

Retirement Plan Consulting

Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources.

Perception vs. Reality

Perception vs. Reality

There’s an alarming difference between perception and reality for current and future retirees.

Black River Financial, LLC is partnered with a variety of specialists to deliver a comprehensive suite of savings and planning services for the small and medium business market.

Specialized Tax Incentives*

Cost Segregation 

R&D Tax Credits



Buy/Sell Agreement

Business Exit/Succession Planning

Premium Finance

Captive Insurance

Corporate Expense Reductions*

Credit Card Processing 

Parcel Shipping 

Waste & Recycling 

Workers' Compensation Premiums

Property Taxes

Retirement Plans

Qualified Plans 

Retirement Plans 

  • Defined Contribution - 401k, Profit Sharing, SEP-IRA
  • Defined Benefit

Non-Qualified Deferred Compensation

**Non-registered Insurance products and services are provided by Mark Harwanko as a direct agent of those insurance companies. Such services are not affiliated with The Investment Center, Inc. or IC Advisory Services, Inc.

Tax Disclosure:

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used or relied on, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Entities or persons distributing this information are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

Tax or accounting services are offered through Ethan Hundley’s CPA practice. Services are not affiliated with The Investment Center Inc. or IC Advisory Services, Inc.